You will also have added costs because the primaries that are currently mortgage free will now have mortgages.

But I have to ask to gain some knowledge. my question is the following, I have a multi family home, I noticing online a lot of investors have there assets under an LLC. 

@Luca Giani we work with a lot of real estate investors some in Michigan, that provide us with a lot of intel on who the great property managers are, and well, aren't.Feel free to reach out if you are looking for unbiased feedback on PMs in your area. 

For pulling data land data, check out Propwire (free w/o skiptrace), BatchLeads, Privy to name a few.

If you refinance later remember that refinancing is not free.

From what i've read online (not financial advice) the bank only requires one of the owners to use the property as their primary to qualify for a primary financing.From what I understand this will also very much depend on the internal guidelines of the particular lender you're talking to. 

I see online its 0.45% of the assessed value, so how do we get assessed value? 

If you have any specific questions please feel free to message me would love to connect! 

To start, I'm only considering making offers on properties where the seller owns it free and clear.What is your step-by-step process?

If I sell, I pay off the debt, lose the asset, and have no more monthly income from the property but I would be DEBT FREE, which is very enticing.