If you have little cash reserves, try to get your money back.

Honestly, I wouldnt start into the rental business without some reserves. 

She said she'd confirm I can move in on the 25th.I've reached out to her today after getting no response.

I would also be careful if you only have the 20% down and do not have cash reserves, things will go wrong its real estate, you need to have additional cash to ensure you can cover "what ifs."

These are fairly common and, as a bachelor, would make an ideal area for me to reserve for personal use while the main home sees both personal and rental use.4.

(my husband can confirm I have a crazy sweet tooth, and I do love cooking!)

To mitigate this we manage our cash reserves closely and I believe having cash on hand also buys you peace of mind along with flexibility.Best of luck

A lot of clients I've worked with have used their 401k, IRA, and self directed accounts to fund their down payment requirements, used the accounts for "reserves," to meet loan requiresments to get to docs, or used the accounts short term loan options to fund their rehabs/etc.Like others have mentioned, @Dmitriy Fomichenko you'll have the 60 day repay ability if you leave your job (in many cases) or if you make a withdrawal before the funds/loan become taxable.These accounts can be great in real estate investment and planning.

From researching, all signs point to "no", so I wanted to get confirmation from people who have had this experience.

In addition, even though you would have no financing in your model you can mitigate the risk with proper cash reserves and grow 4 times as fast.