and I remember fumbling through my mental script but now I'm thinking I should have told him what my heart felt which was 'Well I want them ALL MUWAHAHA....' and then another time a seller had a pretty good package deal on three of his tenant filled homes which I expressed interest but ultimately gave up after failing to sell him in any seller financing.

American Express has some business cards and don't show up on your credit report if its in a business name.

As people get older, they tend to want to pass on their life to others (this is likely part of our survival instinct being expressed as we begin to deal with our own inevitable mortality).

Signed up for a PRO account about a week ago, put out a couple craigslist ads expressing my interest in buying homes, and started looking for deals.

I live in Yonkers and take the metro north to work when I don't feel like driving it takes 20-30 min to get to grand central depending if you catch an express train.

Real estate Express does a great job.

After expressing to him that I did not want to just work for someone, I wanted to actually do deals on my own. 

@Joe Gore I agree, USPS is much better than the Pony Express.

As mentioned above, I'll probably just peg the rate to one of the Bank of Canada indices and either leave it fixed for the three years or have it adjust {semi-}annually.The reason the borrower expressed for approaching me as opposed to a conventional source is that he is buying out a partner's interest in a property {not the property being pledged as collateral} and does not want to reopen the mortgage on that property at this time.

Sorry this might be me expressing my life at the moment but hey who doesnt want Bigger Pockets to carry with them.