I have long wanted to hold rental properties as retirement assets and to supplement my income from my full time job.

When I do the 4 square method just basing it on the other 2 rental incomes we have negative cash on cash return and negative Cash on cash ROI. 

I have long wanted to hold rental properties as retirement assets and to supplement my income from my full time job.

My wife will be the main live-in caretaker for the consumers (clients) till we have a stable income and then we will hire our a live-in caretaker for the property.

Since you can't count the income toward a loan, I think their value will be on par with normal sq footage. 3.

They aren't worried about the house's ability to bring income.

Generally speaking an investor collects rental income and signs a lease with a tenant whereas a flipper or developer shows "inventory held for sale" on their books and gets all of their economics derived from a SALE.

They are often at the limit of housing cost to income ratio.Once I started being firm and clear with folks - telling them upfront that eviction proceedings would begin after 5 days past due, I virtually never have late rent.

Sellers and brokers like to pitch value on income and cap rate to make the deal look good.

My annual gross income is $156,000.