All their money decisions came out of this baggage and shame they carried through school until they landed that job and then it was buy-buy-buy and nowadays they're in debt up to their eyeballs with next to nothing in actual wealth.Maybe some of them but a whole heck of a lot of these kids working high tech in the bay area are BUYING income properties out east and mid west.. not sure if that's wise for them or not.. but they are doing it in droves there is no arguing that fact.. that's why they invite folks like me to talk about real estate to the compass  

Big box national will usually have the better rates/terms/etc for 100% vanilla cookie cutter full doc type scenarios, higher standards to get them all around.Sometimes a regional will have a full doc 100% vanilla HELOC that's where the big nationals are for rate/terms, and of course just as hard to actually get, you just have to call and ask.I field these phone calls and refer them out to who I think will be the best fit, but it's not like the Fannie stuff where I can be super accurate b/c I have a search engine showing a zillion banks and their exact rates/fees, it's more like "oh xyz type scenario, regional bank abc is usually really good."

Yes it's my opinion but it's pretty hard to argue that what I just said isn't true. 

Box, as ridiculous as it may sound, your tenant will not argue the fact that you're not providing sufficient ways to receive rent.

I changed the mortgage rate to 5%, since I would argue that's a bit more realistic (you may even want to go higher; I usually use 5.8%). 

I'm a first time investor, just having read the ABCs of real estate investing and I'm going through Brandon Turner's "The book on Rental property investing".

If you co-mingle funds, it can be argued that the LLC and you personally are the same, thus piercing the corporate veil.  

It wouldn't make sense for her to show only your house and then tell them to get lost.Now, if she's marketing her other homes before these leads have dismissed your home, then I would argue she is violating her fiduciary responsibility.

Listen to podcasts and read books.Here are my favorite books:Multifamily Millions by Dave LindahlThe ABCs of Real Estate Investing by Ken McElroyThe Complete Guide to Buying and Selling Apartment Buildings by Steve BergesCommercial Real Estate Investing by Dolf De RoosTrump: The Best Real Estate Advice I Ever Received by Donald TrumpTax Free Wealth by Tom WheelwrightCommercial Real Estate 101: How Small Investors Can Get Started and Make It Big by David LindahlRaising Private Capital: Building Your Real Estate Empire Using Other People’s Money by Matt FairclothThe Definitive Guide to Apartment Marketing by Josh GrilloInvesting in Apartment Building by Matthew MartinezCrushing It in Apartments and Commercial Real Estate by Brian H MurrayThe 7 Secrets to Successful Apartment Leasing by Eric Cumley2 Years to a Million in Real Estate by Matthew MartinezBurn Zones: Playing Life’s Bad Hands by Jorge NewberyCommercial Mortgages 101: Everything You Need to Know to Create a Winning Loan Request by Michael ReinhardIt’s a Whole New Business!

Some would argue it’s like buying gold as it is a hedge of protection against inflation however the first people to get the ace in a recession are higher paid management white collar types that are usually your tenants base in A class properties