I was resistant to a HELOC on this current purchase as well due to the variable rate\ but I ended up using it for this thought process: Lower rate, and I was actually able to lock in at 5.5% (pretty much prime rate) fixed for 10 yrs , amortized over 30yrs, Lower closing costs by far, less restrictions on what I purchase - when I started down the 30yr conventional route, my lender was very scrutinizing and rejected one unique property that would have fit my needs..I support the other suggestions, go local. ixed for 10 years amortized over 20 or 30 years

I started pitching people in my personal network, and was hit with rejection after rejection, my first time on the phone with a potential partner I had to hang up and act like the call dropped because I was so nervous haha.

If someone rejects me because of the clothes I wear or any other reason, that's OK.

I came across the following information while doing my research:"FAQ #7 – When can a landlord legally reject an ESA?

Rejected, no counter, no answer or email returns...

It has never been an issue for me as my screening process generally allows me plenty of outs to be able to reject any applicant I choose.

They rejected your counter and terminated the contract.

And the seller rejected it .

The rejected offers on the table and even got another offer or two in the following week which were also rejected.We placed another offer at the same value we had prior, 340K.

If you don't want to invest any money, then you only have 3 options:Cold callingDoor knockingOpen housesWhy would you reject "traditional" forms of marketing.. the reason they're traditional is because they work.