I dont know if i should get a line of credit.

Maybe the falling stars represent her fall from grace and the second one Is her falling credit score

common areasThose portions of a building, land, and amenities owned (or managed) by a planned unit development (PUD) or condominium project's homeowners' association (or a cooperative project's cooperative corporation) that are used by all of the unit owners, who share in the common expenses of their operation and maintenance.

Do some shopping around and call credit unions in your area to see which are giving the best rates and who you get a good vibe from.

Without selling, I want to tap into some of it for investing purposes, but I've got the good old favorite DTI hurdle that's preventing me from more easily accessing it from a conventional lender (I checked with a credit union already).

I just started my business with my ein but it takes a bit to build business credit.

Years ago we spoke with a lender about several types of lines of credit.

This will be my first commercial loan due to the amount of units I am acquiring.My assumption is the loan would require: great credit, at least 25% down payment, and reserves?

People use credit to get into a property , that is have a creditor pay for them initially , then they will pay from what they earn back to the lenders but still end up with a profit. 

So long as the property rents for the same or more than the PITI payment, then your good to go. 600-660 minimum credit scores up to 80% LTV or 20% down payment.