Of course we can't predict the future but based on everything happening it seems we will have at least as good appreciation as the rest of the country and possibly more than average.

There are some extended form policies that might cover a future forged deed, but they cost extra and since title fraud (not theft since you can't lose title based on a forged deed) is uncommon, they're not issued frequently.

Not performing on a transaction and basing your business model on this is ripe for being a Defendant in lawsuits.3.

Do you see the lack of fact/data based decision making here? 

I have a solid Chicago based broker I can refer you to.

Based on all the information I was given by phone and email I set my policy to cancel on 5/08/24 and approved the down payment charge on my card on 5/05/24.

You can invest in class D areas that on paper will show a high IRR of 20% but I would not touch it with a ten foot pole, but in same breath I would consider a 10% IRR where there is no leverage and low investment to value.If the class(a,b,c,) of an apartment building is based on the year it was built than what specifically determines the class of the area?

Noa,You can do a cash out refinance where you will be maxed at 80% LTV so around $140K based on the $175K value.

Based on my “Will they come?”

To your question about the two different options, I think you could likely do both of your scenarios based on the capital amount you have.