In the meantime, a lot of my time is spent accumulating cash/savings and networking

You should assume that the actual amount of money you can raise from these people is 25-35% of the total number you have accumulated.  

Making more frequent and accelerated payments reduces the amount of principal more quickly, which interest accumulation is based on.

However, leverage, cash flow is about accumulating and purchasing more property.

Now our goal is to accumulate enough properties to replace one of our incomes and give us financial flexibility/freedom.

I love debt/leverage, so no matter how much money I accumulate in my lifetime, I will probably always use other people's money (i.e. the bank's money) instead of my own to buy properties.

In addition, Employer contributions may be withdrawn upon the occurrence of any of the following events:1) The occurrence of a Hardship,2) The attainment of age 59 ½3) The Employer Contributions being withdrawn have been accumulated in the 401k Plan for at least 2 years; or4) The Participant has participated in the  401k Plan for at least 5 years.

Hi Carolyn,I am 52 years old and have accumulated on an $80,000 W2 family earnings 5 apartment complexes and currently 4 single family. 

I open cards so I accumulate points and miles for an around the world trip.

If you won't accumulate any more properties or you aren't sure, you're probably fine keeping the property in your own name directly.