This is to give you the greatest coverage of your mortgage with rents all else being equal.

Normally the coverage is not a good under that alternative.

I would like a software i can add the dates of my insurance coverage so i know if i don't receive notice i can look at the system on which policies are expiring (ideally a master policy but the prices are greater than individual policies).  

@Lindsey Smith from an insurance perspective, you will want all of the same coverage's no matter how it's titled.The first step is to ask your lender if they will need the insurance in your name or the LLC. 

Lynn,I think from reading your question that you are looking to decide how much Liability coverage you need.

It sounds like your debt service coverage will be way over what would be required by a commercial lender. 

What you didn't mention is the cash on cash return, exit cap vs todays market cap, debt service coverage ratio and LTV.

Texas Wind Storm and Texas Fair Plan do the wind insurance, as not many private insurers will go there for that coverage.

This sounds like an event that should be covered by a standard landlord policy's loss of use coverage.   

Are there any other hybrids of insurance coverage for this situation?