Just to give you an opposite view which may sound a bit reckless but is what I believe.

If mortgage rate reached 6-7% def. it will cause more pain.Since Fed is so reckless now we don't know what we don't know.

Is the City of Toledo defrauding HUD, or engaging in reckless program management? 

Wash your hands, be smart, be careful, don't get on cruise ships or in big conference halls with reckless people.

Don't forget that or invest it recklessly.4.

To do so without is reckless and you will lose money more times than not.

As much as I would discourage reckless spending and living beyond one's means, I would be beyond miserable if I were to do any of the above, and would push me into an abyss of depression.

It would be reckless and completely irresponsible for a lender, honestly, to even lend to you a loan that is 50% of your income.

If in the event you do have a very high external risk profile that might attract a real lawsuit (a drug addled teenager driver) then acquire the level of umbrella insurance commensurate with your real risk (not phantom risk from some imagery "predator" instilled in your mind from a group scare monger selling you an LLC template).I would go even one step further and say an LLC in practical effect may actually INCREASE your risk profile as it could easily lull you into a state of complacency running your operation both in a careless and reckless manner.

Dave was reckless.