You are young and presumably single, so living in a master suite while renting out some other rooms is easy.

If I were the neighbor, it sounds like I'd be the only one bringing money to the table so you could get something you want.

I don’t think so, but I’m interested in seeing the evidence if you can produce any. 

If so, where?

So, you can do a land contract for 12 months, which should allow lender to credit you full value of the land vs the purchase price, but the loan will pay off the land contract, so the lender maintains first lien position.Can't help you with the rest of your question, but you should be able to search for "CPA" here on BP to find experts to reach out to.

I would love to get a condo down in Miami to have a as a forever rental, but it's just so hard for me to pull the trigger.

Thanks so much, Brian. 

Been using for about 4 months and so far we like it

Hey (:So the traffic on this post might give you the answer...Generally a good cash flow market, flips are kind of stuck.

I know enough about a lot of things to be dangerous, but lack detailed expertise and certifications.I will say that I was extremely disappointed with my last realtors lack of construction knowledge so you will have a leg up there for sure, and you should play up that as a selling point