My name is Bryce Miller, and I currently live in the Phoenix valley.

These are consultants fully vetted for their knowledge, analytical ability, research capacity, and contacts.  

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

My name is Anne Musa, I currently work 8 to 5, I am looking for real estate opportunities in small multifamily and STR/MTR.

Make sure to provide clear disclosures to the seller about the risks involved, especially regarding the existing mortgage staying in their name.Insurance Considerations – You’ll need to work with an insurance agent who understands sub-to deals, as the lender might require a policy that keeps the seller as the named insured.Due-On-Sale Clause – While banks rarely call loans due, it’s still a possibility.

If you close with a conventional loan, it will need to be in your personal name.

Researching local job markets, schools, and even infrastructure projects can provide insight into potential appreciation and cash flow.You might want to explore markets in the Midwest or South, which often have lower entry points and better cash flow potential compared to California.

Hi @Irving Robles Gamino,My name is Adam King.

Does someone have experience buying a foreclosed property and keeping the existing person/family living there and converting to a tenant? 

There is a guy in Cypress, or just south -- in Copperfield, named Jerel Ehlert.