And for those who want to retire early and tap into retirement account to supplement their income, there are ways to do so, here is an article explaining the details:https://www.forbes.com/sites/forbesfinancecouncil/...The bottom line is this: even if you have to pay the penalties for accessing retirement funds early, because you are able to grow them tax-deferred you'll be better off investing inside of a qualified plan rather than using taxable account. 

So how is it that these world record-setting athletes, who are more or less following similar programming to the rest of the world, taking similar supplements, and have the same 24 hours in a day that you and I (and the rest of the world) have, are predominantly from a select few Asian and Euro countries?

Targeting a duplex since the goal is cash flow and supplemental income down the road - would invest in a SFR though too. 

Reading can always be used as a supplement but it’s important to start taking action and avoid getting stuck in the passive education cycle.

My goal is to gain enough financial freedom to supplement what I currently make so I could leave my desk job and work on my own hours so I can be home with my family.I currently have an opportunity to invest with an investor who is to my understanding very successful in multifamily, but it seems to come at a hedty cost $10-15k.

It can supplement the how to's of reading with real life situations. 

Or is it more prudent to take some out and supplement it with money  I have saved?

So want to buy 10 SFR for cash and use that to supplement retirement and that is cool but I think the real weather builder is in multifamily and commercial real estate!

My main gig is selling Telecommunication & IT equipment and services and would love to supplement my income with some real estate. 

@Chris LinI would install a heavy duty 3“ dIameter pole in the center of the living room for her and her friend to help supplement her income during slow weeks .