tenant screening and their risque source of income

[Chris Lin]

I have a potential tenant...

Works as a "hostess" at a gentleman's club. Makes about 45k a year but can't provide formal proof due to the nature of the job being mostly tips. Has 2 kids and friend who makes about 26k a year willing to share a 3 br 1 bath with her and the kids. 

Friend has w2 jobs and better credit than she does. She has <550 score which is below my 600 screening.

The tenant has 4 dings on her credit score. One main one is that there is a $7500 collections that is on going from her old rental. This is supposedly due to breaking up with her former significant other. She moved out but her name was on the lease and he didn't pay. Although her eviction search came out clean. 

She currently lives with her parents who are selling the home and she is trying to look for a place to live asap in regards to move in date.

She is willing to pay 7 months in advance and provide documents of everything else my criteria requests. ex. professional, landlord reference, bank statements.

Opinions?...7 months in advance for a one year lease...

[John Warren]

@Chris Lin this one has red flags everywhere. I especially don't like the $7500 collections from another rental. If your property is located in a decent area, move on. If you own a C or D class property, you may need to take a chance on folks like this. I personally would not though. The friend actually scares me more than the "hostess".