If you want specifics, feel free to ask.If all you can do is your phone, get an iPhone Pro.

Not that you dont sacrifice and do these things already but I am amazed at how I see people "Not spend" while talking on an iPhone, drinking a Starbucks and driving a new car.

Typed on an iPhone 

Sorry if I misunderstood the question I’m sick and on an iPhone 

It syncs very well for iphone at least and if a cold lead calls you back iOS recognizes it with name in mojo.

I phoned the Corporate Office of the Bank of Dad, which had no voice prompts or hold music, and after he verified who I was based on the incoming caller ID and my voice on the line, he offered to finance it for me.

I phoned the Corporate Office of the Bank of Dad, which had no voice prompts or hold music, and after he verified who I was based on the incoming caller ID and my voice on the line, he offered to finance it for me.

I phoned the Corporate Office of the Bank of Dad, which had no voice prompts or hold music, and after he verified who I was based on the incoming caller ID and my voice on the line, he offered to finance it for me.

You wouldn't argue with the Apple store because of the crazy margins they make on your iphone, why would you do so with a small business

If they had borrowed money to buy homes instead of to get college degrees they wouldn't use, and invested in the market instead of Starbucks and iphones, millennials would be quite wealthy.