I used to think that the “big difference” , The “great divide” in investments was between equity and debt.  

Maybe you could find someone who wants to be debt free and have a large place. 

With over an estimated $300 billion of extremely delinquent debt yet to be liquidated to the secondary market, there is a a lot of opportunity to reposition these loans, keep folks in their homes and make a very nice profit for all involved. 

But a certain amount ( the dreamers) go into CC debt to pay for it.

If it's mostly fully occupied you can get a full-doc commercial loan as long as it debt covers.

Forgive me if the syntax on these stats are incorrect as I've never really looked into these kinds of statistics or how they are presented.Lastly the property management company is Oceanpoint, he provided their address and a contact which I won't repost here but a google search shows them making some headlines in 2015Overall he seemed like an OK guy.

As an investor who invests in distressed debt.

The market was much more forgiving and easier to find deals if you bought in 2012 to early 2022 and more so prior to 2012. 

I continue to invest in debt funds simultaneously, at my rate it started 33% but will trend to 20% of downpayments.

Yep - your lender will be using an undisclosed debt notification service until after the loan closes.