But I see little to suggest it will lead to anything meaningful for consumers.

The Annual Allowable Rent Increase effective August 1, 2024 - July 31, 2025 is based on the lesser of 4% or the change in the Consumer Price Index (CPI) for the Los Angeles-Long Beach-Anaheim metropolitan area.

All licensing does is provide a consumer who has been ripped off or taken advantage to have some means of regress against a crook.

I second @Bonnie Low with the rec for Baseline, if you have 1-2 properties it's easy enough to keep your books and accounts straight but any more than that gets tricky and time consuming!

I think it's a shame that fear of litigation often prevents consumers from sharing information with each other.

They receive somewhere in the realm of 1,000 complaints by consumers every year.

If you cannot accept that prospect than you are a consumer, not an investor.If you are new to the business and reward is your only expectation, then I will be the first to ask you not to meet with New Western.

I have seen sites like CreditKarma or Credit Cards under-report and over-report consumers scores, so they are not the most accurate.

Also file a complaint with the CFPB Submit a complaint | Consumer Financial Protection Bureau (consumerfinance.gov)Regarding do you have any legal action - you can prove you do not owe it but you will not get any compensation - courts have ruled long ago the only recourse you have is actual money you lost - there is no "pain and suffering" if a statement is incorrect and you have to fight with them on it.

We'll provide developer/seller financing at much better conditions and some others do as well but it's pretty rare.Access to capital is indeed a stumbling block, especially to those who've become addicted to cheap debt, which no longer exists.