What I believe initiated our paradigm shift was when we consolidated our homes with a local portfolio lender, completely separating our investments form our personal life.

Some of them require two separate inspections - city and SEC8, and some consolidate these into one if it is a SEC 8 property. 

After some research I've decided to consolidate.

Most werent really interested in lending to me on individual properties but would rather me refi and consolidate with me once I get a handful of properties.  

Mine are consolidated at a 2.5% rate.  

I did want to let you know that after a lease has ended, you can still view the ended lease, and then edit the end date to extend the lease end date out further so that you don't have to add all of your tenant's information again and all your transaction history is consolidated.

They should look into consolidating that into another favorable loan.

Any suggestions for him to be able to consolidate or fix this mess?  

@Bryan Wilson and FHA debt consolidation refi may do the job once his title seasons.

If I was using the loan to pay the 30k credit card dept, would I qualify for a dept consolidation loan?