@Zehua Zhou,You can use a Fidelity non-prototype account to manage the rentals, but it will have some of the features available with the bank's checking accounts, such as having a debit card, mobile deposit, and bill pay.

People are being more cautious with spending as stimulus money is gone, cards have high balances, many folks are losing their jobs and inflation prices are very high.

No ACH, no credit card.

Or worse, a program will advocate taking out a loan or credit cards to pay for the program.Anyway, if you want to go for the program, go for it.

Classic! 

Subsidized housing is a classic example; https://en.wikipedia.org/wiki/Subsidized_housing_in_the_Unit...For more examples visit any barracks on any base in America.

We agreed upon the profits from the Airbnb's being for the property bills and debts that have accrued while working together, i.e credit cards and other loans pulled while those specific properties were being renovated.

If it is a brand new entity with 1 to 2 bank accounts with no credit cards, it might be cheaper. 

For example, your credit card could have a line of credit up to $25,000 but you don't pay anything as long as your balance is $0.

High Credit card utilization is better than a abundance of missed payments or recent bankruptcies.