If there is a choice to be made, it comes down to what an investor "likes" or prefers about one over the other? 

I let the seller/borrower/co investor know that this is my offer and it’s what I’m willing to do.  

I just finished the BP book by Avery Carl and am hoping to borrow from ourselves to fund our first vacation rental. 

With the current mortgage rate constraints affecting how many buyers are willing to enter the market we are seeing a lot of borrowers have success with the BRRRR strategy with plans to sell in the next 3-5 years when interest rates go down.Researching potential LTR and STR rental amounts and seeing if holding for a few years is a viable option is a good analysis to do well. 

We lend up to 85% of the build costs but, generally, require that our borrowers have some experience with ground-up construction. 

Yes Pittsburgh is a good choice for Investors who either live here or are remote as the buy-in is a lot more conducive than other more saturated markets.

Trying to cut my losses as the borrower got all her unsecured debts discharged through Chapter 7.

None of us are as smart as we think we are when an investment goes right.Lastly, I'll borrow a thought from Morgan Housel - don't seek the investments with the best returns; seek the investments that will allow me to make an average return for the longest period of time.

So if for example, a max LTV for a borrower's credit score is 75%, the program will reduce to 70%.

I am sure there are other good choices out there, but strongly recommend them.Stessa is lacking tenant communications and maintenance tracking, but overall stands up pretty well as free, or nearly free.Buildium is pricey and has a learning curve, but if you are going to exceed 20 units, definitely look to migrating to a real professional package like buildium