Its exactly what the US treasury dept is doing as well with T bills.But there is risk.

The 5-year Treasury-indexed hybrid adjustable-rate mortgage averaged 3.12%, up 37 basis points from the week prior.

There's a wealth of vehicles out there from essentially no payment in exchange for total security (bank savings accounts, treasury bonds) to high yields but significant risk to principle (aggressive emerging market growth mutual funds, i.e.).

You may get a local attorney but at least they have been diving into such areas such as the SAFE Act and issues with the CFPB, HUD and Treasury matters, they will probably be fine in areas of securities as well.

I was trying to track the Yield curve to see current graphs online but couldn't figure it out on the US Dept of Treasury website and the link seems to be dead...hummm. 

To me, this is important because the inflow of such money helps keep demand for treasuries high and rates low in comparison to the Eurozone.

I am not sure this debate has occurred here on the boards.First let's understand what the definition of a security actually is:The term ‘‘security’’ means any note, stock, treasury stock, security future, security-based swap, bond, debenture, evidence of indebtedness, certificate of interest or participation in any profit-sharing agreement, collateral-trust certificate, preorganization certificate or subscription, transferable share, investment contract, voting-trust certificate, certificate of deposit for a security, fractional undivided interest in oil, gas, or other mineral rights, any put, call, straddle, option, or privilege on any security, certificate of deposit, or group or index of securities (including any interest therein or based on the value thereof), or any put, call, straddle, option, or privilege entered into on a national securities exchange relating to foreign currency, or, in general, any interest or instrument commonly known as a ‘‘security’’, or any certificate of interest or participation in, temporary or interim certificate for, receipt for, guarantee of, or warrant or right to subscribe to or purchase, any of the foregoing.So right there at the beginning of the definition we see "any note".

I tried to talk to the treasury department and they were not helpful at all.

Can usually find a 25 year term around 5% with only 4 rate adjustments fixed to the prime rate or 5 yr US treasury bill.  

However, the actual path of the federal funds rate will depend on the economic outlook as informed by incoming data.The Committee is maintaining its existing policy of reinvesting principal payments from its holdings of agency debt and agency mortgage-backed securities in agency mortgage-backed securities and of rolling over maturing Treasury securities at auction, and it anticipates doing so until normalization of the level of the federal funds rate is well under way.