I’ve helped several clients in similar situations find their first vacation properties here in Florida, and the Panhandle is fantastic for beginners because of its year-round tourism and robust support networks (property managers, cleaning services, etc.).

I've heard nothing but complaints from customers AND their franchise agents reegarding the quality of their 800-number service center. 

I have read I will need to use a third party service to make this happen.  

Also a lot of services were very cheap compared to what I was used to  I would buy there again in a heart beat.

As for serviceability, I personally prefer kohler as a plumber.

@Briar Blake @Sean GallagherAfter hurricane Ian we didn't have electricity or phone service.

You can often get better rates with a national lender, but the customer service is non-existent, communication probably sucks, they may ask for the same documents multiple times, etc.

I suggest using a service like Mayistay.

On the other hand, if you're aiming for long-term rental properties, getting prequalified with a lender specializing in traditional loans or DSCR (Debt Service Coverage Ratio) loans is key.

<g> If she is very determined not to have the central heat on she can turn off the service switch at the unit or even turn off the circuit breaker to it.