They make after market guards that can go over the baseboard heat.

they use for total utilities, or broken down by water, electricity, heat if unknown for multifamilies?

IG: @MattPriestJr I have properties that I rent by the room in King/Pierce/Snohomish Counties.Many pro tips.For heating, I use Nest Thermostat and "lock" the temperature on 68 degrees. 

living I desert ac units is what we primarily do so when hit with so much on heating wasn't prepared

You never get a guy to show up first thing in the morning for a heat call.

I’ve also been reinvesting capital to help reduce my overall expenses by replacing existing oil furnaces in 3 buildings where I pay for the oil to individual propane heaters that the tenants will pay for their own heat going forward with.

You lost that money because it couldn't be appraised and the same sq ft if it was heated would be worth $200 per sq ft at a minimum in any market which is $80k swing.

He says it can't be a leaking duct in basement  because then we'd get no heat on main level. 

We redid the ceilings (took off the popcorn ceilings), painted the walls, added lights, and added an enclosed arizona room with heating and cooling.

Plumbers come the next day and make a bypass so that heat is restored (400$ service call).