While it's not common for lenders to enforce this, it's still a risk.Lender Discomfort: Since the loan stays in the seller's name, if the lender becomes aware of the transfer, they may become uncomfortable with the arrangement, potentially complicating the process.Seller Risk: The seller is still legally responsible for the mortgage.

That said, you should still visit with your agent directly about your specific policy in hopes that they're aware of some loopholes or coverage enhancements within your policy that may respond on your behalf.  

By that time everyone is aware of what other "comps" are going for (reminder that buyers don't care about how much you spent on XYZ, they see similar-ish homes and that's their benchmark). 

I am aware that the option  to consult with an attorney exists.

I am not aware of Lane's participation on any BiggerPockets podcasts - it is possible, as I have not reviewed all 1,000 of them, that he has appeared on a BiggerPockets show, but I was not able to find one from a simple search.

Just be aware and be careful. 

If we choose either option, are there things we should be aware of?

What red flags should I be aware of?

I can recommend some good cost seg guys to help you maximize those deductions.Be sure to communicate this information to your accountant as well, so they can help you plan and be aware of the situation.

Of course I'm aware of what that is and how it works, I have lets just say one or two there, Happy to help BTW how many do you have there?