You are still going to have holding costs and a heloc will just have less holding costs that you would if you were doing a personal line or hard money. 

It has a bathroom with shower, and a kitchen area with W/D. 

I know I can't have it all but looking for a stable appreciating with some cash flow and a turnkey SFH.

Sufficient infrastructure: Companies select locations with major airports, highways, and a large population of potential workers.

I used to own a large SFR management company I sold to Evernest in 2019 and I manage a Kroger SC and a set of retail condo suites for a client now but it isn't my thing. 

That makes a real difference.Initially we had one originator, one part-time processor, and a part-time admin assistant. 

But, I think in practice, "reverse trolling" remains ill-defined and a blurred line will rapidly begin developing. 

For family life, there are great communities with good schools and a lot of kid-friendly activities.

My 2 cents: You're young, you could get a real estate or real estate adjacent 9-5 so you can get paid to to learn more about real estate while learning and building the side hustle outside of business hours.Seems like you live in a major US market so that's a plus, you could get a tenant services coordinator job in commercial real estate making $40-60k (not sure if that's more or less than what you are making now) It's an Entry level role, anyone with a degree and a polished resume and a passion for real estate should have a decent shot at landing a job like this.

The price-to-rent ratios are generally unfavorable, and a shortage of skilled tradespeople and reliable property management can hinder the success of buy-and-hold rental investments.