@Ryan Dori lots of options besides DSCR. 1 Year income, Asset Depletion, Bank Statements, and P & L only loans. 

The Chinese got a little smarter and have tried to overlay capitalism on top of it, unsuccessfully.

If you’re serious about private lending, this book is a great way to sharpen your skills and make smarter decisions.Good luck, and feel free to reach out!

One of the key challenges I’m facing is understanding the financing options available to someone without Canadian residency or a local credit history.From my research, it seems that a 35% down payment is often required, with interest rates around 7.5-8.5% for non-residents.

As a borrower, you should do the same.Thinking back, your mom was probably smarter than you thought when she told you to stay away from strangers.

I also have a degree in mathematics from an Ivy League college and I'm smarter than I sound or look, so I apologize if I threw you off with the word cute.

If you're open to expanding your options, you may want to check the Columbus OH market. 

It’s definitely smart to evaluate the tax and cost implications of your funding options.

What are other options do we have if we don't have piror experience? 

I’m exploring a few options and would love to hear your thoughts on each:Airbnb Rentals: Is short-term rental still a profitable and sustainable option given current regulations?