A year ago I recently purchased my first multi family to house hack and I rant into a issue when the seller paid for a electrical upgrade to the home.

Insurance is definitely an issue there, and will continue to be.

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

The issues really happen when it's just R.E. agents begging for some $, pitching "I can do that too" and in reality there in breach of NAR codes because they don't have proficiency and expertise in it what so ever.

Why is this an issue?

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

I keep reading about all the weird financing issues in this space so I wouldn't actually put money in until mid 2025 or later.  

Invoices go into the CC account the same as they would in the AP account and are attributed to the vendor who issues them.  

We try to get ahead of the issue by preventing it in the first place.

Do you know if this would be an issue when it comes time to having my 5 year DCA inspection in ( mid 2025) as the property is only register with them as a 4 family?