I got my start in a duplex, but in retrospect I should have gone for a fourplex.

In retrospect, all of the negative experiences we had were largely due to ignorance as land lords and property managers.

I had always planned on rehabbing and refinancing so decided to do an ARM 5/1, which retrospectively seems silly to have a slightly lower rate for such a short period of time and now making refinancing more urgent while rates are still low.  

In retrospect I feel my inspector should have caught this but moving forward I'm not sure who I should contact to evaluate this.

Looking back retrospectively, I notice that the Borrower also has another loan also in San Fran that mirrors what is going on here (in timeline to the month -I'm not in on this second deal):-12 month note; -Loan reached maturity early summer; Borrower declared both projects "behind schedule" over the summer, after note maturity.

In retrospect, we didn't do as good a job on finishing touches as we should have and I have no doubt that hurt us a bit.

In retrospect, I should have screened both of them, regardless of whether they work or not.

There are 2 main things I would look for in a co-op and in retrospect maybe have even bought a smaller place in a less desirable area to gain these two things:1.

In retrospect, I would have just hired a PM.

I've been looking into the local markets and neighborhoods in more detail over the past week and a lot of areas that looked like they might have good price/rent ratios look like they also have significant amounts of crime (in retrospect, that's as expected I guess haha) so I'm going to be doing a bit more reading about Indy to learn more about what neighborhoods are up and coming and look in detail at another market or two just to get a better feel for what the micro market looks like based on the macro market numbers I was able to find and sort.