Obviously, a rational person isn't going to spend every dollar in the business account and would be pointless to let all cashflow sit in cash at a bank and never make any money personally.If you have any information to share, that would be appreciated.

North Charleston is where I am finding you are most likely to find a cash flowing rental as it has a stronger rent to price ration than most other areas in town, unless you are open to STR's. 

The comedy of absurd hypocritical rationalizations is, sadly, completely lost on junkies. 

But i cant refinance this one cause my DTI ration looks absolutely terrible and so im wondering wth im gonna do.

Is this rational?

In these areas, you'll find a better price-to-rent ration than you'd find in higher-priced Queens neighborhoods i.e.

Overwhelmingly Positive Testimonials and Reviews from StudentsThe "reviews" for a guru come exclusively or overwhelmingly from individuals who create accounts on BiggerPockets with seemingly no other purpose than to dispense undying love and/or personal loyalty to the guru, with lengthy commentary about the complete life turnaround that spending $5K - $100K had in a very brief period of time, rather than a rational assessment of the pros and cons of the program and their outcomes achieved so far.  

I would not add solar panels to a rental property, especially if the tenant is paying for the utilities.The value of the home will not go up in pro-ration t o the price you paid for the solar panels.I.E. if you pay $20,000 for solar panels, the value of the home will not go up by atleast $20,000.best of luck.

This creates a particularly challenging environment for the investor in a general sense:- A regional vacation market- Competing not with other rational investors, but with people who just have a mountain home; and therefore are fine to run it at a loss.- Competition can and actually will increase in bad times, because people who own casually for second homes will try to get something instead of nothing by listing their properties for the first time.- People will fight to give everything they have to keep their primary residence, but if their second or vacation home becomes a pain in the rear, they’ll sell.

That is not rational.