I'll take that as punishment for being duped.

Code § 10139Any person acting as a real estate broker, real estate salesperson, or mortgage loan originator without a license or license endorsement, or who advertises using words indicating that he or she is a real estate broker, real estate salesperson, or mortgage loan originator without being so licensed or without having obtained a license endorsement, shall be guilty of a public offense punishable by a fine not exceeding twenty thousand dollars ($20,000), or by imprisonment in the county jail for a term not to exceed six months, or by both fine and imprisonment…

Pref just means dilution to common investor and one is giving very high risk to new investor while returning little bit of money.the real solution for this is not capital call to investor , in other country the solution is debt restructuring aka let’s say loan modification to another 4 years with the same rate schedule.Capital call is sort of punishing small people by GP and lender.

Permits are not a punishment. 

These damages are intended to punish the defendant for egregious or malicious behavior.

Don't punish the seller for their agent's behaviour. 

First, you could be punished for pulling the money (Uncle Same hurts people).

The judge believed that the loss of the property was too severe of punishment and would do everything he could from the bench to overturn every Tax Sale before him. 

To reiterate above, the variable rate is not the issue, it's the attempt at new terms with punishment attached if not accepted.FWIW, if I recall correctly from 5 years ago, my loan officer casually mentioned that the loan will be "in-house" which I understood him to mean is not a federally backed loan and they are lending directly, but I didn't ask for clarification.Maybe my loan address was included by mistake for this mailing because of that categorization, but still, gahh.

I love Queens and I love New York but some things here are so backwards.It is WILD to look the other way from negative behavior and punish those who defend themselves and their possessions.