These damages are intended to punish the defendant for egregious or malicious behavior.

Don't punish the seller for their agent's behaviour. 

First, you could be punished for pulling the money (Uncle Same hurts people).

The judge believed that the loss of the property was too severe of punishment and would do everything he could from the bench to overturn every Tax Sale before him. 

To reiterate above, the variable rate is not the issue, it's the attempt at new terms with punishment attached if not accepted.FWIW, if I recall correctly from 5 years ago, my loan officer casually mentioned that the loan will be "in-house" which I understood him to mean is not a federally backed loan and they are lending directly, but I didn't ask for clarification.Maybe my loan address was included by mistake for this mailing because of that categorization, but still, gahh.

I love Queens and I love New York but some things here are so backwards.It is WILD to look the other way from negative behavior and punish those who defend themselves and their possessions.

Hard to punish one tenant for the other tenants' actions.

If they fail to file things on time they are often punished by their state BAR association if it is proven. 

There will be punishing late fees and probably a default interest rate.

They should be punished, not rewarded.....You're asking for advice, so here's mine - 1) fire these clowns, 2) get the project bid out yourself, 3) have the repairs done, 4) hire a new PM to manage your new property, 5) go relax and let the money roll in.....