If I had an answer to my money issue then I would quickly pull the trigger on a good deal. 

How do you pull annual reports in Rent Redi?  

My Wife and I are going to pull the trigger in 2025 and are looking in the Central PA area to buy our first STR.

Otherwise, you can also invest in a scraping software that will pull the info you need auto-magically!

Some of them even walk off the job, even after they pull permits and are technically responsible for the work.  

Pull your tenant-landlord laws for your area and arm yourself with as much education as you can about being a first time landlord. 

Another great option is the BRRRR method (Buy, Rehab, Rent, Refinance, Repeat), where you buy a fixer-upper, renovate it, rent it out, and refinance to pull your cash back for the next deal, and this is a good route because most private lenders can go higher LTV than on a rental loan! 

Lastly, you should only pull a HELOC if you're BRRRRing and flipping. 

Is it hard to pull that type of cash out of a property?

I've heard of people doing this, but you need to be rehabbing it enough to make it higher value so ideally you need to be purchasing something that needs some rehab so that you can increase the equity because otherwise you're not gonna have enough equity to pull out