But they are a pain in the butt to deal with.

All of that being said I think you have to get to a place in life where your current situation is more painful than the pain it takes to figure it out.

It’s been a pain going there every day for the past 4 weeks and looking ahead to have to keep going there every day for the next 4 weeks.

At the same time I find myself participating in other forums I used to ignore, like the taxes and short term rentals forums, because those have become bigger focus areas (and pain points!)

While it pains me to say it, I think that if you are patient, and watch that market over the next 12-18 months, you will find yourself in one of the greatest buying opportunities in America. 

Hi, We have five garnishments on evicted tenants in KCMO that our Lawyer is chasing, with very limited success. Has anyone else dealt with this problem? I'm almost tempted to turn them over to a debt collection agency...

Then you are in control of that money.Dealing with an insurance came is never easy, and sometimes it can be downright a pain.  

You 3-year stepdown will be a little painful, but, it could be worth it if the funds are needed.

Probably not, but I'd see what my CPA and attorneys have to say.Be a pain having tenants pay you twice too.Also, passive income is already treated pretty favorably after deductions such as depreciation.

It's a pain in the butt, but at least it's a one time filing.