In order to refinance a home you must have six months title seasoning to use a "New appraisal" but keep in mind only certain lenders and programs allow a cash out refinance at the 6th month mark.

These are great programs to use and NY offers a few as well as a couple of Nationwide DPA's and grants.

Is this section 8-(or some kind of fixed income program) these units seem very low priced?

There are some programs through local government systems where you may be able to receive a tax abatement or grant here in Michigan in an effort to help beautify a neighborhood.

I'm sure there are other meetups in Dallas, but I'm familiar with the REIA program that has chapters in most big cities.

Hey Justin: Freddie Mac's SBL program doesn't allow subordinate debt (IE - seller carry financing is not allowed behind Freddie SBL 1st lien financing).

Be prepared that they will be promoting an optional mentorship program at the end.

[AI programs, actually called Large Language Modules, can give you false responses.

There was a post that I was interacting with on the Classifieds section where someone has a program that allows you put something like $5K down.

Don't waste your time looking, there isn't such a program.