Census Bureau and Department of Housing and Urban Development just dropped their December report, and it’s big.

And your calculation makes sense for a property that you plan to keep forever so to speak. 

I used to work in Planning & Zoning. 

I just got a notice from the MD department of assessments & taxation that the value of my property will increase from 120k to 261k , spread out over 3 years equally.This is a ridiculous increase of 118%.

As long as there is no "healthcare" being provided (medicine, baths, etc) then it's not regulated by the department of health.

Plan is to purchase a couple homes over the next year.

You've got ADA, FHA, and the Oregon Department of Agriculture issues. 

There are still inconsistencies in requirements, for example, the fire department may approve a property, but insurance companies might still consider it a fire risk.

More great news, our market just keeps on delivering. 

I know out here on the West coast with our digitalized title plants that each title company has it would be a matter of a few clicks for customer service department to transmit a copy of the mortgage to me..