I am a physician, investor, and RE agent.

It is a good policy, not catastrophic coverage, it compares to the policy I had at my old job except prescriptions are a little more expensive.

Although there are tons of student rentals, there arealso  tons of post-grad students, resident physicians and other faculty and staff (not to mention the non-UI demand) that make great renters for multiple years. 

I had a tenant who was drugged up on prescription meds.

Even as a physician, and I'm not sure I want a medical student or resident doing trauma surgery or open heart surgery on my loved one ;)

I'm involved in a medical association that is trying to attract younger physicians to be involved.

I secured a 250k physician loan (no money down) at 7%, which brings payments to 1707/month, and 1887 with insurance and taxes.

I know way more multi-millionaires in the Bay Area who bought a long time ago and they started as middle class (not high earning tech workers, not physicians, etc) pre-2008, even back in the 1970s with low property taxes - they played the long game. 

If you truly want to be a physician, I don’t think you should let your desire to do REI stop you.

These are physician groups.