I wasn’t trying to be long winded, with too much detail, in my initial post but I actually did this method on a fix and flip.

I have heard that it is common practice that private money lenders collect a monthly fee thru various methods, I'm trying to determine what those methods are.   

Many banks limit personal loan amounts.

It’s a strategy that allows investors to acquire rental properties with little to no money out of pocket while building equity along the way.If you're considering using the BRRRR method to grow your real estate portfolio, here's everything you need to know about how it works, its benefits, and potential risks.What is the BRRRR Strategy?

I feel direct mail is another great method.

I personally would never invest somewhere that could outlaw rentals.

The BEST method for real estate investing is very simple: increase earnings, reduce expenditures, save, and invest from your own funds.You should focus on increasing earnings and learning how to manage your budget.

Quote from @Sara Valentine: I have rented my personal home as a fully furnished/lots of amenities 3 month rental jan, feb, and march the past 3 years.

I lived there from 2017 to 2022 and personally witnessed significant changes during that time.

Sure, I could look for a higher paying job, but I was wondering if anyone has any creative short-term methods to improve my ratio.