The only thing that keeps me from owning a house for my personal use is the baggage it comes with like maintenance, time and overhead costs.But I understand It'll cut costs and is something I should really think about.Thanks

We make people take photos of themselves holding their ID and then I also meet them in person for the showing - at least for my units on the NW side of Chicago.I've never heard of these testers, but I am not surprised. 

I have great credit but limited capital.

5C's of credit are a good framework to understand the fundamentals.

To get access to the maximum amount of equity, I would recommend Tower Credit Union.

If I recall correctly, Rent Redi even gives them the option to pay using a credit card. 

It is easy for people to download fake W2s, ESA paperwork, etc, with a few mouse clicks and a credit card. 

Can you pull the cash off the business credit card?

Start by getting pre-approved for a loan, ensuring your credit score, debt-to-income ratio, and finances meet lender requirements.

Once you start processing the credit/criminal, the money is spent, and you can't get it back.