For Non-Admitted carriers, the important item to then pay attention to is the AM Best rating (or equivalent rating agency).

An example was a line item for alimony (I am single and have never been married).

Tenants should pay for that.My lease considered normal to be a few items hung using 1" nails or smaller.

I just had a potential buyer on a property we have a under agreement with them allegedly appear to "manipulate" the inspection report to add additional items in order to renegotiate the price of the property. 

Notes: - Two free weeks of stay per year for the owner/landlord (Gordon) landlord responsible for the repair or replacement of major items that a typical LTR landlord will be responsible for, such as major kitchen appliances, A/C, hot water heater, and of course anything structural.- Hefty penalty on either one of the parties for early termination of lease Owner plans to invest some of his own money to upgrade/refurbish things?

This, usually, will not cover small damages and items, but the property as a whole and used for large claims. 

They like that.My super duper, proprietary "Quick Calc Pro" spreadsheet tells me in minutes what price I can pay for the property, what my cash flow will be, what my entry fee is, how much I can wholesale or fix & flip it for, how much to give the seller, and a ton of other items that only someone deranged and experienced would care to know.

Additionally, wages sent directly to a church are not considered charitable contributions—to qualify for a deduction, the employee must receive the income first, pay taxes on it, and then donate to a qualified 501(c)(3) organization while itemizing deductions.The IRS closely scrutinizes arrangements that appear to shift tax liability, and if deemed an attempt to avoid taxation, both the employer and worker could face serious legal consequences.

Virtually all large cap ex items have a life time beyond 8 years.   

You will not always be able to request assistance on BP as some items need to be dealt with immediately.