Texas Plumbing Board penalized him for his other offenses but says they have zero to do with the ins part of it.

It also penalizes third party buyers by forcing them to pay all hoa back dues, thus making the sale at auction less likely.

@Jimmy Hung if you can find an insurance carrier to offer Agreed Value, you can insure for a lower limit without being penalized for underinsuring. 

Anything less than a year is penalized. 

Before leaving, I was wrapping up with my fix and flip with actually was supposed to be a one year fix and flip but turned out to be a 6 months one instead and I was also penalized there.

“Keyword stuffing” can be penalized by search engines, so ensure it’s incorporated into your description as naturally as possible.

If we miss a payment do these other countries penalize us in someway? 

Leave enough in there to reaccumulate.Starting t age 55 you won't have to pay a penalty for early withdrawal, though its still a big tax hit I haven't done a cash out--yet--though I've used a 401K loan a number of times and it has worked out extremely well. 5 year amortization, but you are paying yourself and if you ever stop, you won't be penalized or taxed on what you paid back.

There're such videos on YouTube and other platforms.Unfortunately we cannot direct people there because BiggerPockets would consider it self-promotion and penalize us for trying to share this knowledge. 

Run the numbers - if you had 100k you are penalized plus pay taxes.