Heres a time lapse video thus far on 1 location https://app.oxblue.com/open/is...

They’ve taken payments for premiums and not bound the policies, and let the policies lapse without my knowledge.

I allowed the membership to lapse because I never really used it more the first three months.

Covered California super sucks, private insurance is extremely expensive & CA fines you at end of year for any lapse in coverage.Employees have no idea how lucky they are, especially here in CA.My workers comp and payroll taxes are almost 18%! 

Because rent was paid by PM on the 25th of the month, I didn't catch it until the next month had lapsed. 

You have to decide your tolerance on rental insurance. to be honest if they trash your place they likely let their insuance lapse. 

When you receive the certificate of insurance they will look the same, but a certificate holder status merely means you will be notified if the insurance coverage were to lapse.

Hey All,I am seeking advice on the proper way to charge back my borrower on a seller finance deal in which the borrower has allowed the insurance to lapse.

I am wondering if my Pro Membership has lapsed and for that reason is not letting me upload a picture. 

You can google to specifics of how you do it and even watch some cool time lapse videos on YOUTUBE.