They are asking $375K but not getting it - so not quite $20k underwater from asking but they're offers so far are around $350k and lower.

On another note, just because your offer isn't close, as you said in your narrative, doesn't mean you're wrong with your offer price.

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Kentucky is definitely capturing the eyes of manufacturing!

Being that rates are up it's another way to offer exatly what you mentioned; the chance to own for a couple hundred bucks more than renting.Thoughts?

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they usually say stick it in the bank.. so you can offer them a nice return above bank CDs and on an asset they already know and like etc..

Anyone that has sold items privately would have countered any offer. 

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As for offering subject-to financing, this is something that can be advertised under 'seller financing' in our local MLS, and there's investors that search specifically for listings with that marked, so that should introduce your property to a new set of buyers that may not have considered it before.