Banks are pushing to loosen lending standards.

Now a days, as lending guidelines loosen up a bit to make room for more buyers like yourself in stickier situations, debt-to-income guidelines have also followed suite.

Water starts to get into the gap and from there into the standoff and gets busy working on loosening the bricks.

I do see how it could be viewed similar in a way .Lending has definitely loosened up and I’m sure there is some shady things going on that we won’t hear about until it’s too late/after the fact .Subprime lending is back and growing just as an example .

Loan programs do evolve and shift over time, and we all remember how they tighten up in bad times and loosen up in good times,  another good reason to buddy up to your ace lender friends.Deb Perisian       Investor, realtor, WA & ID.

Now they can use the bathrooms . i just bought me some time .So mondays project is to cut into the line , run the sewer snake then jet rod the drainfield lines to try and loosen things up .

Subprime's return is another sign that lending is loosening. 

Provided lending practices haven't overly loosened up, which I'm currently purchasing a home with a traditional mortgage and can tell you for certain this bank has not, then I see the majority of the market continuing to rise at a reasonable rate. 

As the market creeps upward, lending practices have to loosen to keep the inventory moving but nothing can go up perpetually. 

This practice by banks will contribute to keeping the jobless rate numbers high until banks loosen their lending restraints.