Yes, the financial services industry is notorious for high fees.Most “advisors” are just salespeople who are incentivized to sell you products (like annuities) that make them money.So, make sure to ask how an advisor is compensated, and whether they are a fiduciary.Ask if they own RE, but don’t dismiss their intellect because they don’t own their own properties.There’s probably a reason, and you should hear them out.The point I would hope to get across is that any smart investor who understands risk will own both real estate investments AND low-cost mutual funds.Perhaps you need an hourly CFP?

Your intellect and work ethic will determine if you are capable to do that and we don't know those things about you; so, we really can't answer the question.Real estate investing is not complicated but it does take persistence. 

Work a little , spend time with the family, and spend some time improving yourself ( emotionally, spiritually,intellect). 

He has turned down his paycheck, that should help his image with his segment of low income/low intellect supporters when he reneges on most of his "president for the people" promises.

I am a person of average intellect and I have made a lot of money with that process.

Unfortunately people who grow up poor don’t have much choice, and old habits don’t go away even after they are well off (and even if they have the intellect to realize what they are doing) 🤗 

Think seat belt laws, they are not in place to protect individuals of average intellect.

Then it will spread to your areas or other states like Illinois, Mass, NY, Oregon Washington, then it will spread like wildfire.It's an easy vote getter for politicians even though 99/100 economists say it's bad.https://www.policyed.org/intellections/no-vacancy/...What actually happens with Rent Control: Video  https://www.policyed.org/intellections/no-vacancy/...

I hope people of any level of intellect/education would recognize hyperbole.

BUT.... as I know there is a very large development of a Train Station HUB just a few blocks away, I am using my intellect and know that it will eventually increase my rents as the demand for the area increases.Eventually, 10 years from now, and that Train station hub is opened, I will reap the reward of approximately $4k per year or $383 per month increase in cash flow.You cannot do this kind of analysis with a Cash on Cash Return.You need the Internal Rate of Return.When you want to talk to the big boys, the Investment Bankers, the Commercial Lenders, your own Partners, sophisticated investors, etc., you need to understand IRR, how it works and why the one shot CoCR is just not correct.When you really understand these calculations.... the all kinds of scenarios can be modeled.When you understand all kinds of scenarios, you can begin to predict the future with accuracy as you use your God Given Intellect.