We are currently building many investment Single Family Homes on independent lots that focus on maximizing rent.

I am financially independent and don't have a job, though.

An independent sewer line alone can be as much as $10K.

.: I would go HELOC for sure that would be best as others were saying the lower cost for the money changes between paying a higher rate for a personal line and typically personal lines they want a higher monthly charge as well independent from the interest rate.  

My end game is to show you a path to financial independence, whether that be at 45 yrs old or 70 yr old.  

These are NOT employees according to the website, they’re independent contractors who receive 1099 at the end of the year.  

Potential for Over-RelianceWhile guidance is valuable, it’s important to maintain your independence as an investor.

Guide to Kansas City Zip codes B+ zipsBlue Springs 6401564014Grain Valley 64029Lee’s Summit 640686406364081Raymore 64083Kansas City, MO 641456411264101Liberty64158Northland 64152641516415464155Shawnee Mission 6621766216662196621566210Olathe6602666061Prairie Village 66205Gardner 66030B zips Kansas City, MO641056411464111Kansas City, MO641376413864108641116413164110Independence: 640556405664057North Kansas City64119Overland Park/Merriam 662026620366204662146621266214B - /C+ zipsGladstone64118North Kansas City64116 64117 Independence: 64052Raytown 64133Grandview 64030 Belton 64012Kansas City, KS6611266106C zipsHistoric Northeast:6412464123Kansas City, MO6412964130641096413264134Independence: 640536405464050Kansas City, KS66102661036610466105Riverside64150D zips Kansas City, MO64125641266412764128Kansas City, KS66101

To answer your title directly, house hacking is entirely worth it and if you're willing to be a landlord it's 100% the best springboard to financial independence.

The reality is most financially independent people went through a decade + of working 60-80 hours a week.