Quote from @Hansen Tong: Hi Everyone looking for a CPA in CA that understands cost segregation, offsetting of w2 income through active short term rental partcipation etc. 

My wife and I have overhauled our personal budget to reflect the 'pay yourself first' approach (allocate in order: income comes in -> invest -> donate -> fixed expenses -> variable expenses -> fun $$).We are looking to see what experienced people generally recommend for a holding tank for that 'invest' allocation while we target our first real estate deal.What financial vehicles have you guys used that works well for this?

Anyone answering is not responding as a Tax accountant, Insurance expert or as a Financial advisor.  

And 1/2 of that is accounting that I could farm out too, but I enjoy it. 

Account ClosedI recommend that have a consultation with your tax accountant and/or financial advisor on ways to reduce your taxes. 

It doesn't matter what your rental income is.Anyone could buy in your neighborhood and make a STR.

Again, consult your tax accountant. 

If we had hundreds of loans out, we’d have enough monthly income to aggregate the payments into additional loans—but we don’t.If you do this, your note will have to have a compounding clause in it, provided by your lending attorney.

As a result, no MiniStays account for me. 

Do you also create a virtual account for those?