And given #3 above, it leaves about 20% of rent for all other expenses like property tax, insurance and other PM expenses like leasing fee, eviction fee and other minor expenses like for e.g landscaping, pest control etc.

Private mortgage insurance i believe is not charged on va loans.  

I deal with wholesalers every week on my fundings  or should I say I see their fee's on the HUDS every week.. if I see one come in that is just way to high  like a 50k purchase and 50k assingment fee I wont fund it..

Can you suggest an insurance company and contacts for our rental houses?

It would be ideal to chat with investors operating in the Midwest, but I welcome anyone's perspective on BRRRing from a considerable distance (plane flight away).Thanks!

What is on the insurance application that you signed? 

And all the tenants' security deposits and all the buyers'Earnest Money Deposits don't need my asset protection, as they are not my funds, and are certainly not covered by any of our Umbrella Insurance Policies. 

Your insurer could recommend one or you can check Google (and, of course, the reviews).

Ideally want to break even or cash flow with the 3 tenants.

My principal/interest, escrow, and insurance is 1570, and my HOA is 306 and it includes water.