Thank you,Jerry Jerry, I recommend getting in touch with an experienced broker who can educate you on all the possible options in the investment space for cash-out refinances.

In option 2, your costs are $25k higher.

Hi Jerry, yes, San Francisco has some great limitations on STR's.

This might give a one-time (non-scalable) boost to cash flow, offer multiple value-add options, and allow the house-hacker peace of mind, via the assumed mortgage, in long-term breakeven or positive cash flow in the event that the value-add plans end up not being executed, and/or the person has to move out, and rent by the room or STR become unavailable for some reason at a future date.

Please share lenders who are low credit score friendly and or hard money lenders that are easy to work with, e.g. won’t tie your money up in draws. 

Foreign national DSCR loans are a popular option!

@Seidy Lasker Wash sale rules apply to stock options if they are deemed "substantially identical" to a security sold at a loss within 30 days, such as options with similar expiration dates or strike prices.

This reduces exit options and affects the value. 10) Small number of small units is the most expensive residential development there is.

It’s known for its affordable property prices and steady rental demand, which makes it an attractive option for reliable cash flow.

We spend zero time comparing against other options.