Lenders will want to see the filed Articles of Organization, an Operating Agreement that you can get from your attorney or, if you're brave and it's just you on the LLC, some people use Legal Zoom or Law Depot.

, I’ll file a series formation form with the SOS (not sure which form yet, and apparently it’s suggested but not required?)

There are companies out there who will review a file for you (for a fee) and be able to tell you what was changed on the document? 

Here's my situation:2024:- W2 income: ~ $1M (married filing jointly in CA) LLC profit: $80K (from 2 real estate flips, in NC on spouse's name)Capital loss carryover: $380K (from stocks in 2023)In what cases can my LLC profit be treated as capital gains? 

There are lenders who even if you haven't filed your taxes can use the income to offset your PITI, which should barely raise your DTI, especially in the type of example that you mentioned. 

Being abroad adds risk to your file and terms will be effected in some way or another.  

Quote from @Paul Zofsak: Russell, what's the advantage of filing on my insurance if the HOA is liable?  

For example if one partner added a long-term rental in one party completed a rehab and flip, please properties we need to be filed.

So I approached the foreclosed upon owner this week to confirm that she had sold her right of redemption... she confirmed.But the investor has not filed the petition for redemption.And of course the court has not approved the sale.I am bummed about losing the deal.  

@Tyson Regier  I agree with Megan, and would add to her list Annual fees associated with each llc to keep current/registered with State.Annual Tax filings costs...